Home loan eligibility (FOIR)
Symbol only — amounts are not converted.
Max EMI
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Est. eligible loan
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Not financial or tax advice. Figures are mathematical illustrations only. Real products add fees, taxes, and terms that change the result — confirm with your bank, CA, or official notice. Numbers are not uploaded to our servers for processing.
Frequently asked questions
What is FOIR?
Fixed Obligation to Income Ratio — the share of monthly income that can go to EMIs. Lenders often use roughly 40–55% depending on income and credit. This tool lets you set FOIR yourself.